|Required for ALL Applications||
|All Buy to Let Applications||
Anticipated/actual rental income of the subject property.
|Portfolio Landlord Buy to Let Applications|
|Help 2 Buy Applications||Authority to proceed document.|
|* Evidence of Income||:
Last three months wage slips and latest P60.
Whilst the following documents are not mandatory at time of application please ensure they are provided as soon as possible:
|Intermediary Registration Form||To be sent in with first application, where intermediary details have changed or when last registration was over 1 year.|
|Mortgage Application from||
Please download from the Literature section of our website.
Please use black ink, ensuring that the form is fully completed with all of the questions answered.
Please ensure that the applicant(s) signatures are on the declaration and direct debit mandate and that they have checked the completed mortgage application form before signing.Please ensure that you sign the professional intermediary section.
|Electronic ID||In most instances we are able to verify ID electronically and no further evidence is required.|
|Where ID cannot be verified electronically||
One item from List A and one item from List B below:
List A (proof of name)
List B (proof of address)
Accountants certificate to be requested by the Society.Self Certification/non-qualified accountant – last 2 years copies of HMRC Tax Calculations and Tax Year Overviews.
Last 3 months pension payslips
|Income from rental properties||AST (unencumbered properties only).|
|Maintenance||Copy of court order or 6 months bank statements.|
|New Build Property||CML Disclosure of Incentives Form.|
|Solar Panels (Leased)||Lease documentation.|
|Deposit from own resources||Although not required in all circumstances, proof of deposit may be requested which must show the accumulation of funds.|
|Gifted Deposit||Letter signed by the person making the gift, which can be downloaded from the literature section.|
|Buy to Lets in the background||For residential applications over 75% LTV only, please provide copies of AST’s for all BTL properties owned.|
|Residential applications, where the existing home is to be let out||Letter from a letting agents stating anticipated rental income.|
|Sale of Property (Buy to Let Applications)||Property title deeds/legal document of ownership.|
|Sale of Property (Residential Applications)||Property sales particulars for an example property in the area and of the type they anticipate downsizing to.|
|Investment Plan||Latest annual/bonus statement or forecast.|
|Other Assets||Property title deeds/legal document of ownership.|
|Capital repayments||No further evidence required.|
|Savings||Account book or bond statement.|
|Pension Lump Sum||Evidence of the current value, and estimated final value lump sum.|
|Payment by cheque||Please make cheques payable to Leek United Building Society.|
|Payment by Debit/Credit Card||We will contact you to obtain details upon receipt of the application.|
|Right to Buy||Landlords Offer Notice|
|Help to Buy||Copy of ‘Authority to Proceed’ document|