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Decision in Principle

Each Decision in Principle is subject to satisfactory credit, voters roll and affordability assessments. A credit or voters roll check will not be conducted until a full mortgage app is received. Affordability data checks can be provided on full application or by visiting the affordability assessment here.

1Intermediary Details

2Loan Requirements and property details

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YRS

If the mortgage term takes any applicant over the age of 67 please confirm what arrangements are in place to ensure that the mortgage is affordable upon both retirement and death of either party during the term of the mortgage e.g life assurance, pension entitlements, investments or savings.

Details
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* The society does not offer mortgages on freehold flats


3Applicant 1 Personal Details


4Applicant 1 Employment status

YRS
MTH
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£
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5Applicant 1 Financial Commitments

Please give details of all your existing credit commitments/personal loans/credit cards/maintenance payment and any other mortgages if BTL, provide details of rental income. Please list any further financial commitments in the additional information section.

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6Applicant 1 Credit Information

A. Have you ever been bankrupt or insolvent?

B. Have you ever failed to keep up payments under a mortgage, credit card or other loan or had a county court judgement registered against you?

C. Have you ever had a default registered against you?

D. Have you had any payday loans in the last 3 years?

E. Have you ever made arrangements with creditors?

F. Have you ever been refused a loan?

If Yes to any of the above, please give details in the addition information section below

7Additional information


8Applicant 1 Declaration

In applying to the Leek United Building Society ("the Society") for an indication of its willingness to provide mortgage finance and provide an indication of its lending terms (a "Decision in Principle") I/we acknowledge the following:

That the Society will treat all information in a confidential manner and in accordance with the Data Protection Legislation, in so far as this does conflict with its legal, statutory and regulatory obligations. To see our privacy policy please visit LeekUnited.co.uk for more about how we use your information.

That any actions by the Society in considering this Decision in Principle enquiry and considering the information provided on this form does not constitute a formal mortgage application/offer for mortgage finance.

That any indicative response from the Society does not constitute a guarantee of an offer of mortgage finance, and, that to proceed further you would need to submit a formal mortgage application and relevant documentation so that full and detailed underwriting could be carried out. Should the Decision in Principle continue to a mortgage application and a mortgage taken out, we will hold the Decision in Principle from for the period of the relationship plus 7 years.

Mortgage Adviser Declaration

Leek United Building Society is authorised and Regulated by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



 

3Applicant 2 Personal Details


4Applicant 2 Employment status

YRS
MTH
£
£
£
%
£
£
£
£
£
£

5Applicant 2 Financial Commitments

Please give details of all your existing credit commitments/personal loans/credit cards/maintenance payment and any other mortgages if BTL, provide details of rental income. Please list any further financial commitments in the additional information section.

£
£
£
£
£
£
£
£

6Applicant 2 Credit Information

A. Have you ever been bankrupt or insolvent?

B. Have you ever failed to keep up payments under a mortgage, credit card or other loan or had a county court judgement registered against you?

C. Have you ever had a default registered against you?

D. Have you had any payday loans in the last 3 years?

E. Have you ever made arrangements with creditors?

F. Have you ever been refused a loan?

If Yes to any of the above, please give details in the addition information section below

7Additional information


8Applicant 2 Declaration

In applying to the Leek United Building Society ("the Society") for an indication of its willingness to provide mortgage finance and provide an indication of its lending terms (a "Decision in Principle") I/we acknowledge the following:

That the Society will treat all information in a confidential manner and in accordance with the Data Protection Legislation, in so far as this does conflict with its legal, statutory and regulatory obligations. To see our privacy policy please visit LeekUnited.co.uk for more about how we use your information.

That any actions by the Society in considering this Decision in Principle enquiry and considering the information provided on this form does not constitute a formal mortgage application/offer for mortgage finance.

That any indicative response from the Society does not constitute a guarantee of an offer of mortgage finance, and, that to proceed further you would need to submit a formal mortgage application and relevant documentation so that full and detailed underwriting could be carried out. Should the Decision in Principle continue to a mortgage application and a mortgage taken out, we will hold the Decision in Principle from for the period of the relationship plus 7 years.

Mortgage Adviser Declaration

Leek United Building Society is authorised and Regulated by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



Your DIP No. has been submitted.

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