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Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors including most individuals are covered by the scheme.

In respect of deposits, a depositor who is eligible is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The limit relates to the combined amount in all the eligible depositor's accounts with the building society, including their share of any joint account, and not to each separate account.

Large companies and small local authorities are also covered by FSCS for compensation up to the limit of £85,000.

Please see our Financial Services Compensation Scheme Information Sheet and Exclusions List which summarises details of the Scheme.

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please call us on 0800 093 0002 or ask at your local branch, refer to the FSCS website or call the FSCS on 0800 678 1100. Please note only compensation related queries should be directed to the FSCS.

Please click here for further information or visit

By following the above link, you will be able to view a guide to how the FSCS protects your money.

Leek United aims to be fair and reasonable in its dealings with customers and our 'Statement of Practice for Investors' leaflet sets out important terms and conditions, which apply to all investors.

Please ensure you read and retain the copy given to you when opening your account. Further copies are available from any of our branches or a member of our Savings team on 0800 093 0002.

Savings products are available to UK residents only.

In Leek United, we are committed to remaining an independent mutual building society run exclusively for the benefit of members. As a mutual Society with a low risk, sustainable business model, we have no external shareholders to satisfy and so can focus all of our efforts on the provision of value and service to members.

In the past, the independence of the Society was challenged by the activity of speculators, who opened savings accounts in the hope of receiving windfall conversion benefits. As a consequence, new members joining the Society are now subject to our ‘Charitable Assignment Scheme’, details of which can be found in section 32 on our 'Statement of Practice for Investors' leaflet. 

Leek United Building Society branches and agents have a policy restricting the amount which can be withdrawn, in cash and cheque, in any one day.

The cash withdrawal limits are as follows:

At Branch Offices

Account Holder in Person
Daily limit without notice £500
Daily limit with 48 hours notice £5,000

Cheque Withdrawals
Cheques can be drawn in branch up to a maximum of £250,000. Larger value cheques can be requested from our Customer Service Centre.

At Agents

The daily withdrawal limit at the following agents is £500:

  • Stone
  • Wirksworth

Cheque Withdrawals
Cheques can be drawn in our agencies up to a maximum of £250,000. Larger value cheques can be requested from our Customer Service Centre.

It is possible to make regular payments into some of our savings accounts. This can be done by standing order.

Simply quote the three sets of numbers, shown below, to your bank or building society and they will make the payments direct to your Leek United account from a date specified by yourself.

Sort Code:  40-05-30

Account Number:  74578031

Roll/reference number:  your own 11 digit Leek United account number (found on the first page of your passbook).

It is really important that all three sets of digits are quoted to your bank or building society. Without this information your standing order will not be credited directly to your Leek United account.


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