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Easy Access Account

Pyramid Share - Easy Access Account

Our Easy Access Pyramid Share Account gives you access to your savings with no loss of interest.

Monthly interest Option If your balance is above £5000 you can have interest paid monthly

Direct Debits You can pay Direct Debits without penalty from your account

If there are insufficient funds to pay direct debits a charge will be levied. See our 'Savings fees and charges' leaflet for details.

Summary Box - Key Product Information
Account Name Easy Access Pyramid Share Account
What is the interest rate?

Annual interest


0.25% Gross* / AER**
0.25% Gross* / AER**
0.25% Gross* / AER**
0.25% Gross* / AER**
0.30% Gross* / AER**

Interest is calculated daily and paid annually on 1 January

Monthly interest



0.25% Gross* / AER**
0.25% Gross* / AER**
0.30% Gross* / AER**

Interest is calculated daily and paid monthly on the first of the month.

Can Leek United Building Society change the interest rates?

The interest rate on this account is variable.

Leek United Building Society has the right to change interest rates in certain circumstances.  Please see the Society's Statement of Practice for investors which provides further information on these circumstances.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Based on a deposit of £1,000 the estimated balance after 12 months is £1,002.50,  This projection assumes that the amount of £1,000 is deposited in the account at the time it is opened and that no further deposits or withdrawals are made for the full interest period.

This projection is provided for illustration purposes only.

How do I open and manage my account?

The account can be opened in person at one of our branches or agencies or by post.

The account must be opened with a minimum deposit of at least £1.  A maximum of £250,000 can be held in the account.

Available to UK residents only.

Can I withdraw money?

Withdrawals can be made subject to standard branch and agency withdrawal limits.

Withdrawals will not be allowed without the passbook.

Additional information

If your balance is above £5,000 you can request your interest is paid monthly.

These rates apply from 2 October 2018.

Gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.

In some circumstances customers will be required to pay tax on interest earned.  Please contact HM Revenue & Customs for further information or view their website.

The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

For full terms and conditions relating to our Easy Access Pyramid Share account, click here.

How do I apply?

What next?

View our interest rates

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Savings Fees and Charges

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Proving your Identity

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Savings application forms

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Unsure about anything? Just contact us below or call 01538 384151