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Our Directors

Meet the Directors


Non Executive Directors


Rachel Court, Chair


Rachel worked as a Senior Executive of Yorkshire Building Society for almost 23 years.  During her career at the Yorkshire, she fulfilled a broad range of roles, including responsibility at various times for intermediary mortgage sales, mortgage product development, HR, operations and customer service.  She acquired substantial Board level experience and worked closely with the Remuneration Committee as well as serving as a member of the Board Risk Committee and also chairing the Board of Yorkshire Guernsey Limited. 

Rachel is the independent Chair of the NHS Pension Board and a Non Executive Director on the Boards of Invesco Perpetual Life Limited and South West Yorkshire Partnership NHS Foundation Trust.  She is also Chair of a Charity, PRISM, which offers alternative educational provision to young people excluded from mainstream education as well as being a Governor of Calderdale College.  She also serves as a magistrate.

Rachel was co-opted onto the Board in November 2014 and is Chair of the Nominations Committee and a member of the Remuneration Committee.


Richard Goddard, Non Executive Director 


Richard is a Chartered Accountant with more than 30 years’ experience in financial services.  Richard worked at KPMG as a senior audit manager.  In 1993, he joined the Co-operative Bank where he developed robust, effective financial control and led the finance team through two significant mergers.  During his career at the Co-operative Bank, Richard was an Executive Director and also served as a Non Executive Director at its joint venture, Unity Trust Bank.  Richard also provides finance and risk advice to small and medium sized financial organisations outside the building society sector through his company RCG Business Consultancy Ltd.

Richard was co-opted onto the board in 2011 and is Chair of the Board Risk Committee and Pension Trustees Committee.  He is also a member of the Nominations Committee.


John Leveson, Non Executive Director


John is a Fellow of the Chartered Institute of Bankers and worked in the Building Society sector for over 36 years, the last 17 years as an Executive Director and latterly Deputy Chief Executive of a regional building society. During his career he was responsible at various times for marketing, sales, product development, HR, IT, mortgage underwriting, customer services, legal services and internal audit. In addition to serving on a building society group board he has also served on and chaired the boards of subsidiary companies involved in estate agency, financial planning and car finance. John is also a Non Executive Director at H&H plc, a holding company for several businesses operating in Cumbria and Scottish Borders.

John was co-opted onto the board in May 2015 and is Chair of the Remuneration Committee and is a member of the Board Risk Committee.


Keith Abercromby, Non Executive Director 


Keith has a 30 year executive career in retail banking and insurance including the Halifax, Clerical Medical, Aviva and Liverpool Victoria - spending the last 5 years as one of the founding directors of the innovative mortgage lender, Castle Trust.

During his career at the Halifax Keith was employed at board level in a wide range of roles including chief executive of its life insurance and investment businesses and the executive responsible for risk and products in retail. At Aviva, Keith was the finance director of its UK life insurance companies – Norwich Union, General Accident and Commercial Union – before being appointed group finance director by Liverpool Victoria.

Recognising the opportunity to provide enhanced consumer choice in the mortgage market led Keith to the role of finance director and chief risk officer of Castle Trust from the outset as it went from conception through authorisation to a successful and profitable innovative mortgage business.

Having operated in both mutuals and FTSE 100 companies, Keith understands the opportunities and challenges that they both offer. His commitment to the mutual sector is long standing having started his career as an actuarial consultant to a range of mutual life assurers, 11 years with the Halifax and most recently as Liverpool Victoria’s Finance Director. Only by keeping its members’ interests central to what it does, will a mutual be truly successful.

Keith was co-opted to the Board in March 2016 and is Chair of the Board Audit Committee and a member of the Board Risk Committee.


Jane Kimberlin, Non Executive Director


Jane is an internationally experienced Board Chief Information Officer/Information Technology Director.  She has a strong personal acumen and has a successful track record in designing and delivering strategic and digital solutions for financial services.

After over 25 years in Chief Information Officer/Information Technology Director roles, Jane is now focusing on non-executive roles and consultancy under her own company ‘Creaton Consultants’, in addition to voluntary roles encouraging children and adults to have a successful career in IT.

Since 1983 Jane has been a Fellow of the Institute of Directors and in 2008, became a Member of the Information Technologists (Livery) Company as well as being granted the Freedom of the City of London.

Jane has the diversity and breadth of knowledge which will enhance the existing Board skills, especially with regards to financial solutions and leading edge technology.

Jane was co-opted onto the board in November 2016 and is a member of the Board Risk Committee and Remuneration Committee.


Colin Kersley, Non Executive Director


Colin began his career with Midland Bank in 1975 (bought by HSBC in 1992).  Throughout his career Colin has held numerous senior roles in Commercial, Corporate and Retail, including UK Head of Wealth and Premier and his final role as Chief Executive Officer of M&S Bank plc.

Whilst he possesses an in-depth knowledge and experience of management and leadership skills, Colin also has a proven track record of successful strategic implementation and business growth in an ever more demanding regulatory environment.

Colin’s belief that good team leadership and hands on approach to management bring increased standard, motivation and performance resonates with the success of Leek United.

Colin was co-opted onto the board in December 2016 and is a member of the Board Audit Committee and Nominations Committee.


Executive Directors


Andrew Healy, Chief Executive

Andrew has more than 25 years of experience in the financial services sector in the UK and internationally, including over 10 years at CEO and Board level. Prior to joining Leek United, he was CEO & Managing Director of community bank, Bank of Maldives, the largest financial institution in the Maldives. Under Andrew’s leadership, Bank of Maldives experienced consistent improvements in financial performance, risk standards and customer satisfaction and received awards for innovation, progressive HR practises and investment in communities.

Andrew is a former board director of the Asian Banking Association and a former chairman of the Northern Ireland Banking Association. He is a Fellow of the Institute of Banking in Ireland and a Chartered Member of the UK Chartered Institute of Personnel and Development.

Andrew commenced his role as Chief Executive of Leek United in December 2018 and was formally elected to the Board at the AGM in April 2019.

Andrew is a member of the Nominations Committee, Risk Oversight Committee and Asset and Liability Committee and also attends the Board Risk Committee, Board Audit Committee and Remuneration Committee.

John Kelly, Operations Director

John started his career in accountancy and after obtaining a degree in Accounting & Financial Management, he secured a job at Coopers & Lybrand (now PWC),

Following a brief stint living and working in New Zealand, John returned to the UK and took the position of Strategy & Business Development Manager with Britannia Building Society before moving to the Co-op Bank, firstly as Financial Projects Director and then Director of Strategy.

John has brought with him a wealth of experience in executive-level strategy development and business planning including the management of a successful bid for a £4.5bn retail savings business and the design and implementation of a £100m+ start-up property investment company.

Prior to John’s position of Operations Director being made permanent in January 2017, he had actually joined Leek United during the autumn of 2016 in the role of Interim Operations Director.  He regularly attends the Board Risk Committee and Board Audit Committee.

John is also a member of the Assets and Liabilities Committee, Risk Oversight Committee and Chairs the Change Management Committee and Product Governance Committee.

Rob Broadbent, Finance Director

Rob, a Chartered Accountant, has more than 20 years of experience in financial services including positions at both Board and Executive level.  Prior to joining Leek United he was the Chief Risk Officer of Wesleyan Bank an organisation that he originally joined in 2013 as Head of Finance.  Throughout his career he has spent significant time working in the mutual sector having previously held the role of Financial Controller at Melton Mowbray Building Society and earlier  in his career providing both external and internal audit services to mutual sector clients.

Rob commenced his role as Finance Director of Leek United in April 2019.  The resolution to formally elect him to the Society's Board will go before members at the Annual General Meeting in April 2020.

He Chairs the Asset and Liability Committee and Credit Committee, is a member of the Risk Oversight Committee and also attends the Board Risk Committee, Board Audit Committee and Remuneration Committee.



Executive Committee


Tracey Johnson, HR Director

Tracey joined Leek United Building Society in June 2019 as the Society’s HR Director. This is the first time that a HR role has sat at the Executive Table and Tracey brings with her almost 30 years’ experience in HR within the housing and financial services sectors, including senior and executive-level positions. Tracey has worked for 17 years in social housing, and prior to joining the Society, she worked at Newcastle-under-Lyme based social housing provider Aspire Housing Ltd holding responsibility for HR, IT, Governance, Marketing and Communications and Business Transformation. Tracey spent 12 years in the financial services sector prior to that that for a Japanese Investment Bank and an Inter-Broker Dealer firm in London.  

Tracey has experience of significant programmes of change, including culture, management development programmes, reward strategies, talent and succession planning. Tracey has joined the organisation at a pivotal time as the Society explores and develops their approach to digital enhancements for our members.

Andrew Davies, Chief Risk Officer

Andrew has over 30 years experience in financial services with much of that spent within the mutual sector. Having started his career in the branch network of Barclays Bank he then moved to Britannia Building Society where he gained extensive Treasury experience, becoming the Society’s Assistant Treasurer. More recently Andrew held a Senior Risk Management role within Coop Bank where he helped to develop a second line risk oversight function covering market risk, liquidity risk and counterparty credit risk.

Andrew joined the Society in January 2018 as Head of Risk & Compliance, becoming Chief Risk Officer in July 2019. His role is to ensure that the Society manages risk robustly and operates in line within its clearly defined risk management framework. Having a reporting line to the Society’s Board ensures an appropriate level of independence in the assessments and guidance he provides.

In addition to chairing the Risk oversight Committee, Andrew also attends the Society’s Asset and Liability Committee, Credit Committee, Board Risk Committee and Board Audit Committee.


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