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Stoke City Football Club Junior Save and Support Account

Stoke City Football Club Junior Save and Support Account

The Stoke City Football Club Junior Save and Support Account gives your child easy access to their savings with no loss of interest. All account holders will be entered into exclusive prize draws throughout the season. Could your young saver be our next winner?

To view details of the exclusive packages on offer through the prize draws, please click here.

Summary Box - Key Product Information
Account Name Stoke City Football Club Junior Save & Support Account
What is the interest rate?

Annual interest
£1+

 

 
0.25% Gross*/AER**

Interest is calculated daily and paid annually on 1 January.

Can Leek United Building Society change the interest rates?

The interest rate on this account is variable.

Leek United Building Society has the right to change interest rates in certain circumstances. Please see the Society's Statement of Practice Investors leaflet which provides further information on these circumstances.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Based on a deposit of £1,000 the estimated balance after 12 months is £1,002.50. This projection assumes that the amount of £1,000 is deposited in the account at the time it is opened and that no further deposits or withdrawals are made for the full interest period.

This projection is provided for illustration purposes only.

How do I open and manage my account?

The account can be opened in person at one of our branches or by post.

The account must be opened with a minimum deposit of at least £1. A maximum of £25,000 can be held in the account.

Available to UK residents only.

Can I withdraw money?

Withdrawals can be made subject to standard branch withdrawal limits.

Withdrawals will not be allowed without the passbook.

Additional information

Any accounts opened after 25 May 2018 can only be operated in the sole name of a child aged 13 years or above.

If the account is in the sole name of the young saver rather than a trustee, the Society will not allow any withdrawals unless it is satisfied that the young saver is capable of understanding the transaction.

You must be under 18 years old to open this account.

When you become 18 we will contact you and explain the options available.

The above rates are applicable from 16 April 2020.

* Gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

In some circumstances, customers will be required to pay tax on interest earned. Please contact HM Revenue & Customs for further information or view their website.

The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

  1. These terms and conditions below must be read in conjunction with our Statement of Practice Investors leaflet, which details generic terms and conditions relating to all of our savings accounts.
     
  2. You must invest at least £1 to open a Stoke City Football Club Junior Save and Support Account.
     
  3. You can add money to this account at any time, up to a maximum of £250,000.
     
  4. Any accounts opened after 25 May 2018 can only be operated in the sole name of a child aged 13 years or above.
     
  5. You must be under 18 years old to open an account.
     
  6. When you turn 18, we will contact you to inform you of the options available.
     
  7. If no instructions are received we will automatically transfer the funds to a new Stoke City Football Club Adult Save and Support Account.
     
  8. Interest rates can vary.
     
  9. Interest is calculated on a daily basis and credited on 1 January each year.
     
  10. Interest can be added to your account, transferred to a different Leek United Building Society account or transferred to a bank account.
     
  11. If the account is in the sole name of the young saver rather than a trustee, the Society will not allow any withdrawals unless it is satisfied that the young saver is capable of understanding the transaction.
     
  12. Proof of minor's identity must be provided - please see our ‘Proving Your Identity’ leaflet for acceptable identification.
     
  13. No direct debits are allowed on this account.
     
  14. Once you have opened your Stoke City Football Club Junior Save and Support Account, you have 14 calendar days after the account has opened to notify us that you wish to change your mind. If you notify us within this time, we will help you transfer to another of our accounts or (assuming we have received cleared funds) give you back your money together with any interest it has earned. We will ignore any notice period and any charges which would usually apply.
     
  15. Tax assumptions are those currently applicable and are subject to statutory change.

For details relating to the Financial Services Compensation Scheme please click here.

Apply now

Apply in Branch

In Branch

Find out more

To apply for this account in branch, get in touch and book an appointment with us.
 

Due to Coronavirus and the health & safety of our members and colleagues being our top priority, we have temporarily suspended our face to face, in-branch appointments. However, you can still speak to us and book a face to face video call or telephone appointment to apply for this account.
 

We may ask you to provide ID to confirm your name and address. To assist you, we try to verify this electronically. If we are unable to, we would require your paper documentation instead. For a full list of what documents are acceptable, please read our Proving your identity leaflet by clicking here.
 

You will also need to bring a cheque or cash for at least the minimum investment to open the account.

 

Find My Local Branch

 

To open this account by post, please follow these simple steps:
 

For your own benefit and protection, please read all the account terms and conditions carefully, then download and print the application form below:

>Savings Account Minor application form

 

 

 

Please read the important information below before you open your account:

>FSCS Sheet
>Statement of Practice Investors

>Savings Fees and Charges

 

 

 

Complete your savings application form and post it, along with your cheque deposit (made payable to the account holder) to:

Savings Department, 50 St. Edward Street, Leek Staffordshire, ST13 5DL