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Cash ISA

Cash ISA (Issue 6)

A Leek United Cash ISA provides you with an excellent way to save up to £20,000 in the 2018/19 tax year, and as your interest is not taxed, all of the interest you earn, you keep.

  • Easy access to your savings
  • Save from £10 up to £20,000 in tax year 2018/2019
  • Open to all UK residents over the age of 16 years.
  • Transfers from other providers accepted

From the start of the tax year, which starts on 6 April, you are able to utilise your tax allowance for that year.  Further details of the Cash ISA tax allowance applicable at the current time can be found at https://www.gov.uk/individual-savings-accounts/overview.

Tax treatment depends on your individual circumstances and may change.

Summary Box - Key Product Information
Account Name Easy Access Cash ISA (Issue 6) Savings Account
What is the interest rate?

Annual interest
£10+

 

 
0.75% Gross* / AER**

Interest is calculated daily and paid annually on 1 January

Can Leek United Building Society change the interest rates?

The interest rate on this account is variable.

Leek United Building Society has the right to change interest rates in certain circumstances.  Please see the Society's Statement of Practice for investors which provides further information on these circumstances.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Based on a deposit of £1,000 the estimated balance after 12 months is £1,007.50,  This projection assumes that the amount of £1,000 is deposited in the account at the time it is opened and that no further deposits or withdrawals are made for the full interest period.

This projection is provided for illustration purposes only.

How do a I open and manage my account?

The account can be opened in person at one of our branches or agencies or by post.

The account must be opened with a minimum deposit of at least £10. 

Available to UK residents only.

Can I withdraw money?

Withdrawals can be made subject to standard branch and agency withdrawal limits.

Once you have reached the maximum investment permitted during the year withdrawals of capital cannot be replaced.

Withdrawals will not be allowed without the passbook.

Additional information

Open to all UK residents over the age of 16 years.

Transfers from other providers are accepted.

The above rates are applicable from 2 December 2017.

*  Gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

For full terms and conditions relating to our Cash ISA (Issue 6), please click here

How do I apply?

What next?

View our interest rates


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Savings Fees and Charges


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Proving your Identity


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Savings application forms


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Choose the right ISA option for you

Cash ISA


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Fixed Rate, Fixed Term Cash ISA


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Junior Cash ISA


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