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Residential Mortgages

Discount mortgages

A discount mortgage is a type of variable-rate mortgage. The term 'discount' is used because the interest rate is set at a certain 'discount' below our Standard Variable Rate (SVR) for a set period of time.

Having a discount mortgage means you can be sure that your rate will always remain below our SVR for the length of the deal.

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Interest Only 2 Year Discount - up to 75% Loan to Value £895 £100 1.74% variable for 2 years (our standard variable rate minus 3.95% discount) 5.69% 5.30% Annual Percentage Rate (APR)* View
Interest Only 2 Year Discount - up to 75% Loan to Value £0 £0 2.05% variable for 2 years (our standard variable rate minus 3.64% discount) 5.69% 5.30% Annual Percentage Rate (APR)* View
2 Year Discount - up to 95% Loan to Value £0 £0 2.74% variable for 2 years (our standard variable rate minus 2.95% discount) 5.69% 5.40% Annual Percentage Rate (APR)* View
2 Year Discount - up to 90% Loan to Value £0 £0 2.04% variable for 2 years (our standard variable rate minus 3.65% discount) 5.69% 5.30% Annual Percentage Rate (APR)* View
2 Year Discount - up to 75% Loan to Value £0 £0 1.59% variable for 2 years (our standard variable rate minus 4.10% discount) 5.69% 5.20% Annual Percentage Rate (APR)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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