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Residential Mortgages

Fixed Rate Mortgages

Our competitive fixed rate mortgages mean just that. A fixed rate for a set amount of time, providing you with stability and guaranteeing your monthly repayment amount, regardless of any changes in interest rates.

Once this fixed period ends, your mortgage rate will change back to our Standard Variable Rate (SVR) at the current rate at this time.

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
5 Year Fixed Rate - up to 95% Loan to Value WITH £250 CASHBACK £0 £0 3.25% fixed until 30 April 2025 5.69% 5% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 95% Loan to Value WITH £250 CASHBACK £0 £0 3.10% fixed until 30 April 2022 5.69% 5.4% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 90% Loan to Value £0 £0 2.00% Fixed until 28 February 2022 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 90% Loan to Value £895 £100 2.33% Fixed until 28 February 2025 5.69% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed rate - up to 75% Loan to Value £895 £100 1.74% fixed until 28 February 2022 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View

*  The actual rate available will depend upon your circumstances, Please ask for a personalised illustration.

Completion must take place on or before 31 August 2017.  Please note that if your mortgage does not complete by the 31 August 2017, you will not benefit from the fixed rate period quoted for that product.

Discount mortgages

A discount mortgage is a type of variable-rate mortgage. The term 'discount' is used because the interest rate is set at a certain 'discount' below our Standard Variable Rate (SVR) for a set period of time.

Having a discount mortgage means you can be sure that your rate will always remain below our SVR for the length of the deal.

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Discount - up to 90% Loan to Value £0 £199 2.30% Variable for 2 years (our standard variable rate minus 3.39%) 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Discount - up to 75% Loan to Value £0 £199 1.99% Variable for 2 years (our standard variable rate minus 3.70% discount) 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View
Interest Only 2 Year Discount - up to 75% Loan to Value £0 £0 3.30% Variable for 2 years (our standard variable rate minus 2.39% discount) 5.69% 5.5% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Speak to an Advisor Complete the form below or call 01538 384151