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First Time Buyer Mortgages from the friendlier face of finance

First Time Buyer mortgage product post code restrictions apply

Leek United Building Society is dedicated to assisting first time buyers wherever possible through its 'Local Authority Mortgage Scheme'.

Our Local Authority Mortgage Scheme is currently only available in conjunction with the following District Councils:

  • Staffordshire Moorlands
  • North East Derbyshire
  • Bolsover (Derbyshire)

Post code restrictions do apply and all product information is detailed below. If you need further information on this product and would like to discuss with a Qualified Mortgage Adviser, we would love to hear from you. Please contact us by clicking the link below.

Your home may be repossessed if you do not keep up repayments on your mortgage.
New Mortgage Customer

Local Authority Mortgage Scheme Products - post code restrictions apply†

Staffordshire Moorlands District Council

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
5 Year Fixed Rate - up to 95% Loan to Value £0 £199 3.29% fixed until 30 April 2023 5.44% 4.90% Annual Percentage Rate (APR)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration. 

Completion must take place on or before 28 February 2018.  Please note that if your mortgage does not complete by the 28 February 2018, you will not benefit from the fixed rate period quoted for that product.

North East Derbyshire District Council

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
5 Year Fixed Rate - up to 95% Loan to Value £0 £199 3.29% fixed until 30 April 2020 5.44% 4.90% Annual Percentage Rate (APR)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration. 

Completion must take place on or before 28 February 2018.  Please note that if your mortgage does not complete by the 28 February 2018, you will not benefit from the fixed rate period quoted for that product.

Bolsover District Council

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
5 Year Fixed Rate - up to 95% Loan to Value £0 £199 3.29% fixed until 30 April 2023 5.44% 4.90% Annual Percentage Rate (APR)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration. 

Completion must take place on or before 28 February 2018.  Please note that if your mortgage does not complete by the 28 February 2018, you will not benefit from the fixed rate period quoted for that product.

†  These mortgage products are only available for the purchase of main residential property of houses located within selected post code areas within the applicable District Councils.  As well as meeting Leek United’s responsible lending criteria, applicants must also meet the criteria set out by the individual District Council's  who provide a 5-year Indemnity Guarantee.

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How do I apply?

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE