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Helping you find the right Buy To Let Mortgage Find out about our Buy To Let Mortgages

Your investment property may be repossessed if you do not keep up repayments on your mortgage

Buy to Let Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value £895 £100 2.64% fixed until 29 February 2024 5.69% 4.90% Annual Percentage Rate (APR)* View
Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value £895 £100 1.84% fixed until 28 February 2021 5.69% 5.30% Annual Percentage Rate (APR)* View

* The actual rate available will depend upon your circumstances.  Ask for a personalised illustration.

Completion must take place on or before 28 February 2019.  Please note that if your mortgage does not complete by the 28 February 2019, you will not benefit from the fixed rate period quoted for that product.

Buy to Let Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 2 Year Discount - up to 65% Loan to Value £0 £199 1.79% variable for 2 years (our standard variable rate minus 3.9% discount) 5.69% 5.30% Annual Percentage Rate (APR)* View

Your first step to your new Mortgage

Things to consider when applying for a Buy to Let Mortgage

checking your eligibility

Check Your Eligibility

What do I need

How much could you borrow

Find out more

You can get an eligibility check with us in no time at all.  Using the personal and financial information you provide us we can quickly tell wether your application for a Buy To Let mortgage would be succesful.

 

For example

The age of eligibility to obtain a buy to let mortgage is 21+ and be a UK resident

Your property is being used for rental purposes and is in a good living conidition - i.e working bathroom and kitchen.

A minimum combined income of £20,000

Minimum Loan amount of £50,000

Maximum Loan amount of £1,000,000

Minimum property value of £75,000

Maximum loan to value 75% (including fees added to the loan). Loan to value is yout total mortgage amount divided by the purchase price, whichever is lower.

 

There are a number of upfront and running costs to take into account when considering property investment. 

 

Upfront

Stamp Duty

Deposit

Mortgage Fees

 

Running Costs

Mortgage payments

Maintenance costs - repairs and checks

Insurance - specialist buildings and contents insurance for landlords

Letting agents fees

Your investment property may be repossessed if you do not keep up repayments on your mortgage