Buying property is a serious business, particularly if you’re a first time buyer. It’s easy to feel overwhelmed by what may seem like a bewildering range of mortgages. That’s why our products and services are designed to remove unnecessary stress, allowing you to turn your dreams into reality.
Find out why first time buyers are choosing Leek United.
If you’re ready to spread your wings in the property market, Leek United’s range of first time buyer mortgages could help you turn your property dreams into bricks-and-mortar reality.
As a first time buyer, you’ll benefit from Leek United’s 150+ years of experience. Our priority is to offer products and services that recognise individual needs, and provide help and advice that puts customers first.
Our Qualified Mortgage Advisers will help you choose the right mortgage for you, from our wide range of competitive products. We’ll always assess your application based on your own unique circumstances, not a one-size-fits-all, tick-box exercise. And we’ll do it all with face-to-face advice at any one of our 12 branches. Or call us on 0808 168 6680 to book an interview over the phone.
So what else can you expect as a first time buyer with Leek United?
Your free Housewarming Hamper!*
Moving into a new home is hugely exciting, if a little stressful! We want you to be able to put your feet up and relax in your new pad as quickly as possible, so we’ve put together a ‘Housewarming Hamper’* with a few home comforts to help you settle in. The hamper includes: an Amazon Echo Dot, a Dolce Gusto ‘Jovia’ coffee machine, £25 Netflix gift card, £30 IKEA gift card, and one month’s subscription to Spotify Premium. And you could get this when you quote ‘Hamper’ at the time of application and go on to complete your new mortgage with Leek United!*
This offer can not be used in conjunction with any other promotional offer with the Society.
* Vaild from 2nd January to 30th May 2020, full terms and conditions apply visit here
Cashback and fee free fixed rate mortgages
We offer a number of fee free mortgage products that are suitable for first time buyers. This includes fixed rate mortgages that provide valuable consistency in the size of your monthly repayments, regardless of any changes in interest rates** and a range of discount products, which can be found on our website, please use the link below.
Please note the above products are correct at the time of this article publication 23rd Jan 2020. More details of our products can be found here**.
Help to Buy equity loans
We’re proud to support the Home and Communities agency (HCA) for England and Help to Buy for Wales loan schemes, whereby the Government lends first time buyers (and other qualifying buyers) up to 20% of the cost of new-build homes.
Make an appointment to talk about the Help to Buy here.
Get the ‘Feelgood factor’
Take out a new mortgage with us and get a little bit of the feelgood factor!* This enables you to give something back while also getting a little extra cash yourself. Simply tell your mortgage adviser that you want the ‘Feelgood factor’* adding to your new mortgage, during your application and we’ll make a £50 donation to one of four nominated charities – and we’ll also pay £200 into your Leek United savings account on the completion of your new mortgage.*
This offer can not be used in conjunction with any other promotional offer with the Society. *Full terms and conditions apply visit here.
Local authority mortgage scheme
Depending where you live, you may be eligible for Leek United’s Local Authority Mortgage scheme. This assists first time buyers in certain postcode areas to arrange 5% deposit Five Year Fixed Rate mortgages:
More details here.
To book an appointment over the phone or in branch with one of our Qualified Mortgage Advisers, please call us on 0808 168 6680.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
This article is intended as a summary only and does not constitute legal or financial advice from Leek United Building Society. No reliance should be placed on this article. We recommend that you seek independent legal and/or financial advice if you have any questions or queriesBack to blog