Mortgage Products

IMPORTANT UPDATE  - The following restrictions temporarily apply to new mortgage applications:

Residential - 80% LTV

Buy to Let - 65% LTV

Residential Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 1.40% variable for 2 years (our standard variable rate minus 3.79% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
Interest Only 2 Year Discount - up to 75% Loan to Value** £0 £0 2.10% Variable for 2 years (our standard variable rate minus 3.09% discount) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

 *  The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Residential Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.60% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 1.60% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 80% Loan to Value £0 £0 2.05% fixed until 30 September 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 80% Loan to Value £0 £0 1.95% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 1.85% fixed until 30 September 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 60% Loan to Value WITH £400 CASHBACK £895 £100 1.29% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

*  The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 30 September 2020.  Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.

Buy to Let Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 1.85% variable for 2 years (our standard variable rate minus 3.34% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

 *  The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Buy to Let Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 5 Year Fixed - up to 65% Loan to Value £0 £0 2.40% fixed until 30 September 2025 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value £0 £0 2.25% fixed until 30 September 2022 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

*  The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 30 September 2020.  Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.

Fixed Rate Mortgage Offers for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.60% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.33% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate Interest Only - up to 75% Loan to Value** £0 £0 3.20% fixed until 30 September 2022 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 1.60% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 80% Loan to Value £0 £0 2.05% fixed until 30 September 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 80% Loan to Value £0 £0 1.95% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 1.85% fixed until 30 September 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 60% Loan to Value WITH £400 CASHBACK £895 £100 1.29% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 80% Loan to Value £0 £0 1.80% fixed until 30 September 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.60% fixed until 30 September 2025 5.19% 4.2% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 80% Loan to Value £0 £0 1.53% fixed until 30 September 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 90% Loan to Value £0 £0 2.28% fixed until 30 September 2022 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

*  The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Completion must take place on or before 30 September 2020.  Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.

Discount Mortgage Offers for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 year Discount Interest Only - up to 75% LTV** £0 £0 2.00% variable for 2 years (our standard variable rate minus 3.19% for 2 years) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 1.40% variable for 2 years (our standard variable rate minus 3.79% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
Interest Only 2 Year Discount - up to 75% Loan to Value** £0 £0 2.10% Variable for 2 years (our standard variable rate minus 3.09% discount) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2 year Discount - up to 80% Loan to Value £0 £0 1.20% variable for 2 years (our standard variable rate minus 3.99% for 2 years) 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
2 Year Discount - up to 60% Loan to Value £0 £0 1.10% variable for 2 years (our standard variable rate minus 4.09% for 2 years) 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View

*The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Buy to Let Fixed Rate Mortgage Offers for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 5 Year Fixed - up to 65% Loan to Value £0 £0 2.40% fixed until 30 September 2025 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value £0 £0 2.25% fixed until 30 September 2022 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
Buy to Let 2 Year Fixed Rate - up to 75% Loan to Value £0 £0 2.10% fixed until 30 September 2022 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

*The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Completion must take place on or before 30 September 2020.  Please note that if your mortgage does not complete by 30 September 2020, you will not benefit from the full fixed rate period quoted for that product.

Buy to Let Discount Mortgage Offers for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 1.85% variable for 2 years (our standard variable rate minus 3.34% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
Buy to Let 2 Year Discount - up to 75% Loan to Value £0 £0 1.85% variable (our standard variable rate minus 3.34%) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Intermediaries call back/enquiry form Just contact us below or call 0808 281 9309