Products

Residential Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
1391 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.66% variable for 2 years (our standard variable rate minus 3.53% for 2 years) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1392 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.29% variable for 2 years (our standard variable rate minus 2.90% for 2 years) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
 

Representative Example (based on a house purchase):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 2.29% (equal to 2.90% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £133.32, followed by
24 monthly repayments of £546.63, followed by
276 monthly repayments of £726.47

The total amount payable would be £213,898.16 made up of the loan amount of £125,000.00 plus interest (£88,758.16) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.7% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Residential Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
1388 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £1395 £100 2.97% Fixed until 31 March 2026 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
1389 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £895 £100 3.07% Fixed until 31 March 2026 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
1390 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £0 £0 3.34% Fixed until 31 March 2026 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
1378 REMORTGAGE ONLY 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £0 £0 3.10% Fixed until 31 March 2026 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
1385 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 2.28% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
1386 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.39% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
1387 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.72% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
1384 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.18% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1383 2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.98% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1377 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.64% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1376 REMORTGAGE ONLY 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.09% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 31 March 2021. Please note that if your mortgage does not complete by 31 March 2021, you will not benefit from the full fixed rate period quoted for that product.

Representative Example (based on a house purchase):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £250,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 1.98% and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £13.56, followed by
24 monthly repayments of £1,055.52, followed by
276 monthly repayments of £1,449.20

The total amount payable would be £426,960.24 made up of the loan amount of £250,000.00 plus interest (£175,325.24) with an application fee of £100, product fee of £1395, a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.7% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Buy to Let Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
1398 Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.07% Variable for 2 years (our standard variable rate minus 3.12% discount) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1368 Regulated Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.79% Variable for 2 years (our standard variable rate minus 2.40% discount) 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View
1369 Non-Homeowner Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.79% Variable for 2 years (our standard variable rate minus 2.40% discount) 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
 

Representative Example (based on a Non-portfolio Investment property):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 2.79% (equal to 2.40% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £162.43, followed by
24 monthly repayments of £289.98, followed by
276 monthly repayments of £538.37
1 final repayment of £125,000.00

The total amount payable would be £280,852.07 made up of the loan amount of £125,000.00 plus interest (£155,712.07) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 5.0% APRC representative.

Please note: the example above is for an investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Buy to Let Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
1396 Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.87% Fixed until 31 March 2026 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1397 Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £895 £100 1.96% Fixed until 31 March 2026 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1382 Regulated Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 2.13% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
1393 Buy To Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.67% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1395 Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.20% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1394 Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £895 £100 1.80% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1381 Regulated Buy to Let 2 Year Fixed - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.89% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 31 March 2021. Please note that if your mortgage does not complete by 31 March 2021, you will not benefit from the full fixed rate period quoted for that product.

Representative Example (based on a Non-portfolio Investment property):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on an interest only basis payable over 25 years initially on a fixed rate for 2 years fixed at 1.80% and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £6.16, followed by
24 monthly repayments of £187.23, followed by
276 monthly repayments of £538.37
1 final repayment of £125,000.00

The total amount payable would be £279,224.80 made up of the loan amount of £125,000.00 plus interest (£153,089.80) with an application fee of £100, product fee of £895, a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.9% APRC representative.

Please note: the example above is for an investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Discount Mortgage Products for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2193 2 Year Discount - up to 90% Loan to Value £0 £0 2.00% Variable for 2 years (our standard variable rate minus 3.19% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2188 2 Year Discount - up to 80% Loan to Value £0 £0 1.55% Variable for 2 years (our standard variable rate minus 3.64% for 2 years) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1391 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.66% variable for 2 years (our standard variable rate minus 3.53% for 2 years) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1392 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.29% variable for 2 years (our standard variable rate minus 2.90% for 2 years) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2202 INTEREST ONLY** 2 Year Discount - up to 75% Loan to Value £0 £0 2.50% Variable for 2 years (our standard variable rate minus 2.69% discount) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2183 2 Year Discount - up to 60% Loan to Value £0 £0 1.30% Variable for 2 years (our standard variable rate minus 3.89% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
 

Representative Example (based on a house purchase):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 1.30% (equal to 3.89% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £75.68, followed by
24 monthly repayments of £487.75, followed by
276 monthly repayments of £720.34

The total amount payable would be £210,735.52 made up of the loan amount of £125,000.00 plus interest (£85,595.52) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.5% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Fixed Rate Mortgage Products for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2192 5 Year Fixed Rate - up to 90% Loan to Value £0 £0 2.80% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
2191 5 Year Fixed Rate - up to 90% Loan to Value £995 £0 2.60% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
2190 2 Year Fixed Rate - up to 90% Loan to Value £0 £0 2.50% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2189 2 Year Fixed Rate - up to 90% Loan to Value £995 £0 2.15% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1388 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £1395 £100 2.97% Fixed until 31 March 2026 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
1389 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £895 £100 3.07% Fixed until 31 March 2026 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
1390 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £0 £0 3.34% Fixed until 31 March 2026 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
1378 REMORTGAGE ONLY 5 Year Fixed Rate - up to 85% Loan to Value WITH £400 CASHBACK £0 £0 3.10% Fixed until 31 March 2026 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
2205 5 Year Fixed Rate - up to 80% Loan to Value £0 £0 2.35% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
2206 5 Year Fixed Rate - up to 80% Loan to Value £995 £0 2.15% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
1385 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 2.28% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
1386 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.39% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
1387 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.72% Fixed until 31 March 2026 5.19% 4.5% Annual Percentage Rate of Charge (APRC)* View
1384 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.18% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2186 2 Year Fixed Rate - up to 80% Loan to Value £0 £0 1.80% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2187 2 Year Fixed Rate - up to 80% Loan to Value £995 £0 1.45% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1383 2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.98% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1377 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 2.64% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1376 REMORTGAGE ONLY 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 2.09% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
2204 INTEREST ONLY** 5 Year Fixed Rate - up to 75% Loan to Value £0 £0 3.34% Fixed until 31 March 2026 5.19% 4.7% Annual Percentage Rate of Charge (APRC)* View
2203 INTEREST ONLY** 2 Year Fixed Rate - up to 75% Loan to Value £0 £0 3.00% Fixed until 31 March 2023 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View
2182 5 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.60% Fixed until 31 March 2026 5.19% 4.2% Annual Percentage Rate of Charge (APRC)* View
2179 2 Year Fixed Rate - up to 60% Loan to Value £995 £0 1.25% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2180 2 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.40% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Completion must take place on or before 31 March 2021. Please note that if your mortgage does not complete by 31 March 2021, you will not benefit from the full fixed rate period quoted for that product.
 

Representative Example (based on a house purchase):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £250,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 2.15% and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £14.73, followed by
24 monthly repayments of £1,076.13, followed by
276 monthly repayments of £1,451.26

The total amount payable would be £427,524.61 made up of the loan amount of £250,000.00 plus interest (£176,389.61) product fee of £995, a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.7% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Buy to Let Discount Mortgage Products for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2196 Buy to Let 3 Year Discount - up to 75% Loan to Value £0 £0 1.95% Variable for 3 years (our standard variable rate minus 3.24% discount) 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
2197 Buy to Let 3 Year Discount - up to 75% Loan to Value £995 £0 1.75% Variable for 3 years (our standard variable rate minus 3.44% discount) 5.19% 4.6% Annual Percentage Rate of Charge (APRC)* View
2194 Buy to Let 2 Year Discount - up to 75% Loan to Value £0 £0 1.90% Variable for 2 years (our standard variable rate minus 3.29% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2195 Buy to Let 2 Year Discount - up to 75% Loan to Value £995 £0 1.65% Variable for 2 years (our standard variable rate minus 3.54% discount) 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1398 Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.07% Variable for 2 years (our standard variable rate minus 3.12% discount) 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1368 Regulated Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.79% Variable for 2 years (our standard variable rate minus 2.40% discount) 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View
1369 Non-Homeowner Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.79% Variable for 2 years (our standard variable rate minus 2.40% discount) 5.19% 5.0% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
 

Representative Example (based on a Non-portfolio Investment Property):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your investment property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a discounted variable rate of 1.90% (equal to 3.29% discount off our Standard Variable Rate) for 2 years and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £110.62, followed by
24 monthly repayments of £197.62, followed by
276 monthly repayments of £537.50
1 final repayment of £125,000.00

The total amount payable would be £278,343.50 made up of the loan amount of £125,000.00 plus interest (£153,203.50) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.8% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

Buy to Let Fixed Rate Mortgage Products for Existing Customers

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2200 Buy to Let 5 Year Fixed Rate - up to 75% Loan to Value £0 £0 2.25% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
2201 Buy to Let 5 Year Fixed Rate - up to 75% Loan to Value £995 £0 2.00% Fixed until 31 March 2026 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
2198 Buy to Let 2 Year Fixed Rate - up to 75% Loan to Value £0 £0 2.00% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
2199 Buy to Let 2 Year Fixed Rate - up to 75% Loan to Value £995 £0 1.75% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1396 Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.87% Fixed until 31 March 2026 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1397 Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £895 £100 1.96% Fixed until 31 March 2026 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1382 Regulated Buy to Let 5 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 2.13% Fixed until 31 March 2026 5.19% 4.4% Annual Percentage Rate of Charge (APRC)* View
1393 Buy To Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.67% Fixed until 31 March 2023 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1395 Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £0 £0 2.20% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1394 Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value WITH £400 CASHBACK £895 £100 1.80% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View
1381 Regulated Buy to Let 2 Year Fixed - up to 65% Loan to Value WITH £400 CASHBACK £1395 £100 1.89% Fixed until 31 March 2023 5.19% 4.9% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 31 March 2021. Please note that if your mortgage does not complete by 31 March 2021, you will not benefit from the full fixed rate period quoted for that product.
 

Representative Example (based on a Non-portfolio Investment Property): 

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 2.00% and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £6.85, followed by
24 monthly repayments of £207.99, followed by
276 monthly repayments of £538.38
1 final repayment of £125,000.00

The total amount payable would be £278,731.49 made up of the loan amount of £125,000.00 plus interest (£153,591.49) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.8% APRC representative.

Please note: the example above is for an investment property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details. 

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