IMPORTANT UPDATE - The following restrictions temporarily apply to new mortgage applications:
Residential - 80% LTV
Buy to Let - 65% LTV
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK | £0 | £0 | 1.40% variable for 2 years (our standard variable rate minus 3.79% discount) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| Interest Only 2 Year Discount - up to 75% Loan to Value** | £0 | £0 | 2.10% Variable for 2 years (our standard variable rate minus 3.09% discount) | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| 2 Year Fixed Rate - up to 60% Loan to Value | £0 | £0 | 1.60% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.60% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 2.05% fixed until 30 September 2025 | 5.19% | 4.3% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 1.95% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.85% fixed until 30 September 2025 | 5.19% | 4.3% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 60% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.29% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
Completion must take place on or before 30 September 2020. Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK | £0 | £0 | 1.85% variable for 2 years (our standard variable rate minus 3.34% discount) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| Buy to Let 5 Year Fixed - up to 65% Loan to Value | £0 | £0 | 2.40% fixed until 30 September 2025 | 5.19% | 4.4% Annual Percentage Rate of Charge (APRC)* | View |
| Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value | £0 | £0 | 2.25% fixed until 30 September 2022 | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
Completion must take place on or before 30 September 2020. Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| 2 Year Fixed Rate - up to 60% Loan to Value | £0 | £0 | 1.60% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 60% Loan to Value | £0 | £0 | 1.33% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate Interest Only - up to 75% Loan to Value** | £0 | £0 | 3.20% fixed until 30 September 2022 | 5.19% | 5.0% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed - up to 80% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.60% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 2.05% fixed until 30 September 2025 | 5.19% | 4.3% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 1.95% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.85% fixed until 30 September 2025 | 5.19% | 4.3% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 60% Loan to Value WITH £400 CASHBACK | £895 | £100 | 1.29% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 1.80% fixed until 30 September 2025 | 5.19% | 4.3% Annual Percentage Rate of Charge (APRC)* | View |
| 5 Year Fixed Rate - up to 60% Loan to Value | £0 | £0 | 1.60% fixed until 30 September 2025 | 5.19% | 4.2% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 80% Loan to Value | £0 | £0 | 1.53% fixed until 30 September 2022 | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Fixed Rate - up to 90% Loan to Value | £0 | £0 | 2.28% fixed until 30 September 2022 | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
Completion must take place on or before 30 September 2020. Please note that if your mortgage does not complete by the 30 September 2020, you will not benefit from the fixed rate period quoted for that product.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| 2 year Discount Interest Only - up to 75% LTV** | £0 | £0 | 2.00% variable for 2 years (our standard variable rate minus 3.19% for 2 years) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Discount - up to 80% Loan to Value WITH £400 CASHBACK | £0 | £0 | 1.40% variable for 2 years (our standard variable rate minus 3.79% discount) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| Interest Only 2 Year Discount - up to 75% Loan to Value** | £0 | £0 | 2.10% Variable for 2 years (our standard variable rate minus 3.09% discount) | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
| 2 year Discount - up to 80% Loan to Value | £0 | £0 | 1.20% variable for 2 years (our standard variable rate minus 3.99% for 2 years) | 5.19% | 4.7% Annual Percentage Rate of Charge (APRC)* | View |
| 2 Year Discount - up to 60% Loan to Value | £0 | £0 | 1.10% variable for 2 years (our standard variable rate minus 4.09% for 2 years) | 5.19% | 4.7% Annual Percentage Rate of Charge (APRC)* | View |
*The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| Buy to Let 5 Year Fixed - up to 65% Loan to Value | £0 | £0 | 2.40% fixed until 30 September 2025 | 5.19% | 4.4% Annual Percentage Rate of Charge (APRC)* | View |
| Buy to Let 2 Year Fixed Rate - up to 65% Loan to Value | £0 | £0 | 2.25% fixed until 30 September 2022 | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
| Buy to Let 2 Year Fixed Rate - up to 75% Loan to Value | £0 | £0 | 2.10% fixed until 30 September 2022 | 5.19% | 4.9% Annual Percentage Rate of Charge (APRC)* | View |
*The actual rate available will depend upon your circumstances, please ask for a personalised illustration.
** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
Completion must take place on or before 30 September 2020. Please note that if your mortgage does not complete by 30 September 2020, you will not benefit from the full fixed rate period quoted for that product.
| Product | Product Fee | Application Fee | Initial Rate | Reverting to standard variable rate currently | Overall cost for comparison | Terms and Conditions |
| Buy to Let 2 Year Discount - up to 65% Loan to Value WITH £400 CASHBACK | £0 | £0 | 1.85% variable for 2 years (our standard variable rate minus 3.34% discount) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
| Buy to Let 2 Year Discount - up to 75% Loan to Value | £0 | £0 | 1.85% variable (our standard variable rate minus 3.34%) | 5.19% | 4.8% Annual Percentage Rate of Charge (APRC)* | View |
* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.
Leek United Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered No: 100014
