PROTECT YOURSELF FROM INCREASES IN MONTHLY PAYMENTS WITH OUR

Fixed Rate Mortgages

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  • Up to 95% loan to value and competitive rates
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  • Short- and long-term options available to suit your needs
  • Free mortgage advice over the phone or in your local branch
  • Work out your monthly payments online

Why not speak to one of our qualified mortgage advisers today?  Enquire below, visit us in branch or call

0808 169 6681

Call us free between 9am - 5pm (Monday - Friday) to make an appointment with one of our Qualified Mortgage Advisers.

Appointments available between:

8am - 7pm Monday - Thursday

8am - 5pm - Friday

9am - 4pm - Saturday

If you call outside these hours please leave a message and we will call back as soon as possible during office hours.

Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
1303 5 Year Fixed Rate - up to 80% Loan to Value £0 £0 2.05% Fixed until 30 November 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1300 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £895 £100 1.85% Fixed until 30 November 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1304 5 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.70% Fixed until 30 November 2025 5.19% 4.3% Annual Percentage Rate of Charge (APRC)* View
1301 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £0 £0 1.80% Fixed until 30 November 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1305 2 Year Fixed Rate - up to 80% Loan to Value WITH £400 CASHBACK £1395 £100 1.43% Fixed until 30 November 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1307 5 Year Fixed Rate - up to 75% Loan to Value WITH £400 CASHBACK £1395 £100 1.55% Fixed until 30 November 2025 5.19% 4.2% Annual Percentage Rate of Charge (APRC)* View
1306 2 Year Fixed rate - up to 75% Loan to Value WITH £400 CASHBACK £1395 £100 1.25% Fixed until 30 November 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1309 2 Year Fixed Rate - up to 60% Loan to Value £0 £0 1.60% Fixed until 30 November 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View
1308 2 Year Fixed Rate - up to 60% Loan to Value WITH £400 CASHBACK £895 £100 1.29% Fixed until 30 November 2022 5.19% 4.8% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances, please ask for a personalised illustration.

Completion must take place on or before 30 November 2020. Please note that if your mortgage does not complete by 30 November 2020, you will not benefit from the full fixed rate period quoted for that product.
 

Representative Example (based on a house purchase):

The Annual Percentage Rate of Charge (APRC) varies with the circumstances of each mortgage. Here is a representative example of a loan secured on your main residential property: A mortgage of £125,000.00 on a capital and interest (repayment) basis payable over 25 years initially on a fixed rate for 2 years fixed at 1.80% and then on our Standard Variable Rate (SVR) of 5.19% (variable) for the remaining 23 years you would pay:

1 monthly repayment of £6.15, followed by
24 monthly repayments of £516.98, followed by
276 monthly repayments of £723.49

The total amount payable would be £212,236.91 made up of the loan amount of £125,000.00 plus interest (£87,096.91) a funds transfer fee of £20 and legal fee of £120. The overall cost for comparison is 4.6% APRC representative.

Please note: the example above is for a residential property purchase only and assumes a payment date of 1st of the month. If you choose to pay your mortgage later in the month this will affect payments and could result in a higher APRC. For product transfers, re-arrangement and additional borrowing applications, certain fees do not apply. Please speak to your mortgage adviser for further details.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.