GREAT MORTGAGE DEALS FOR

First-Time Buyers

Looking to buy your first home? Get one step on the property ladder with a first-time buyer mortgage from Leek United.

  • Up to 95% loan to value means you can start with a low deposit
  • £250 cashback available on qualifying products
  • Highly commended by Money Net for Best First Time Buyer Mortgage Provider

If you’re ready to fly the nest, we’re here to help you every step of the way.  Enquire below, visit us in branch or call

0808 169 6681

Fixed Rate Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Fixed Rate - up to 90% Loan to Value £0 £0 2.25% fixed until 30 April 2022 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 95% Loan to Value WITH £250 CASHBACK £0 £0 3.25% fixed until 30 April 2025 5.69% 5.0% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 95% Loan to Value WITH £250 CASHBACK £0 £0 3.10% fixed until 30 April 2022 5.69% 5.4% Annual Percentage Rate of Charge (APRC)* View
5 Year Fixed Rate - up to 90% Loan to Value £895 £100 2.35% fixed until 30 April 2025 5.69% 4.8% Annual Percentage Rate of Charge (APRC)* View
2 Year Fixed Rate - up to 75% Loan to Value £895 £100 1.74% fixed until 30 April 2022 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

Completion must take place on or before 30 April 2020.  Please note that if your mortgage does not complete by the above date, you will not benefit from the full fixed rate period quoted for that product.

 

 

Discount Mortgages

Product Product Fee Application Fee Initial Rate Reverting to standard variable rate currently Overall cost for comparison Terms and Conditions
2 Year Discount - up to 95% Loan to Value WITH £400 CASHBACK £0 £0 2.85% variable for 2 years (our standard variable rate minus 2.84% discount) 5.69% 5.4% Annual Percentage Rate of Charge (APRC)* View
Interest Only 2 Year Discount - up to 75% Loan to Value** £0 £0 3.30% Variable for 2 years (our standard variable rate minus 3.29% discount) 5.69% 5.5% Annual Percentage Rate of Charge (APRC)* View
2 Year Discount - up to 90% Loan to Value £0 £199 2.10% variable for 2 years (our standard variable rate minus 3.59%) 5.69% 5.3% Annual Percentage Rate of Charge (APRC)* View
2 Year Discount - up to 75% Loan to Value £0 £199 1.65% variable for 2 years (our standard variable rate minus 4.04% discount) 5.69% 5.2% Annual Percentage Rate of Charge (APRC)* View

* The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

​** If you choose an interest only mortgage, you must have a clearly understood and credible repayment strategy in line with the Society’s responsible lending criteria.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.