The Humphrey Club
| Summary Box - Key Product Information for our Savings Account | ||||
|---|---|---|---|---|
| Account Name | Humphrey Club Young Savers Account | |||
| Interest rates (AERs) | Gross | Net | AER | |
| Humphrey Club | ||||
| £1+ | 1.50% | 1.20% | 1.51% | |
| Tax Status | Interest is paid net of income tax at the appropriate rate. | |||
| Conditions for bonus payments | No bonus payment is payable. | |||
| Withdrawal arrangements | There are no restrictions on withdrawals, subject to standard branch and agency withdrawal limits. | |||
| Access | Via branch or post. | |||
These rates apply from 2 April 2009.
Gross % rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
AER % rate stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross % rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
AER % rate stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Download our latest interest rates
Product features
- For young savers aged 0 – 9 years
- Great free entry offers to Chester Zoo, The American Theme Parks and many more attractions
- Save from £1 to £25,000
- Interest paid twice a year
- Instant access to your savings
- When you reach the age of 9, you can transfer your savings to our Pyramid Max Savings account (click here for further information about our Pyramid Max account)
The terms and conditions below MUST BE READ in conjunction with our 'Statement of Practice Investors' leaflet (click here to view), which details generic terms and conditions relating to all our savings accounts.
For full terms and conditions click here.
For full terms and conditions click here.
Download an application form - please return BOTH sections of the form
If you wish to make regular payments
If you wish to make regular payments into your Humphrey Club savings account once it has been opened, why not do this by setting up a standing order - it's quick and easy to do.
Simply use the link below to download a standing order form.
Simply use the link below to download a standing order form.
Download a standing order mandate
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