2 Year Fixed Rate Mortgage
| Product | Fee | Initial rate | Then changing to | The overall rate for comparison |
|---|---|---|---|---|
| 2 year Fixed Rate (up to 90% LTV) | £0 | 3.49% fixed until 30 April 2014 | Standard variable rate, currently 5.19% | 5.0% APR |
Interest rates applicable from 14 January 2012
Benefits
- Peace of mind with a fixed rate for 2 years
- During the product period, no early repayment charge will be incurred in respect of capital repayments of up to 10% of the original transfer amount, made in any 12 month period, from the date of transfer.
Points to note
- Maximum loan to value 90% (including any fees added to the loan)
- Maximum loan to value for capital raising 75% (including any fees added to the loan)
- Minimum loan £20,000
- Maximum loan £500,000
- A sealing fee/administration fee is payable on redemption, as stated on your original mortgage offer, and will be a maximum of £175
- An early repayment charge of 3% applies until 30 April 2014
Other important information
Click to read our terms and conditions
Available for
- Existing borrowers for product transfer, re-arrangement, Speedtrack and Further Advance applications.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage
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