Are you having difficulties in paying your mortgage?

Don't bury your head in the sand.

No matter what the size of your financial difficulties, there are steps you can take in order to tackle them.

In order to help you work your way through your difficulties, we have detailed below five action points you should consider as soon as possible:

  1. Leek United's Arrears Policy - click here to view our policy.
  2. Look at the options available to you - click here to see your options.
  3. Look at your income and expenditure and identify where you can save costs - click here for a form to help you list these.
  4. Get advice from one of the free advice agencies - click here to see a list.
  5. Open all your post.  It is important that you respond to all communications even if you cannot make a repayment.

See also, our 'Survival Guide' - click here.

In conjunction with the above advice, we would also like to direct you to an independent organisation, the 'Money Advice Service' - 0300 500 5000.

Established by our regulator, the Financial Services Authority (FSA), the Mortgage Advice Service are responsible for helping consumers understand financial services in the UK and manage their finances better.

For more information, please click here to view the Money Advice Service website.