Compare our Building Society Mortgages
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| Product | Fee | Initial rate | Then changing to | The overall rate for comparison | |
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New Customers | |||||
2 Year Discount mortgage | |||||
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| 2.24% discount for 2 years (up to 85% LTV) | £195 | 2.95% variable (2.24% below our standard variable rate, currently 5.19%) | Standard variable rate, currently 5.19% | 5.0% APR |  |
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| Cashback Legal Fees : £250 | |||||
5 Year Discount mortgage | |||||
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| 1.25% discount for 5-years (up to 85% LTV) | £495 | 3.94% variable for 5 years | Standard variable rate, currently 5.19% | 5.0% APR | |
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| Cashback Legal Fees : Not applicable. | |||||
2 and 3-year Fixed Rates | |||||
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| 2-year Fixed Rate (up to 85% LTV) | £195 | 4.79% Fixed until 30 April 2012 | Standard variable rate, currently 5.19% |
5.3% APR | |
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| Cashback Legal Fees : £250 - 2-year fixed rate only | |||||
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| 3-year Fixed Rate (up to 75% LTV) | £495 | 3.90% fixed until 30 June 2013 | Standard variable rate, currently 5.19% | 5.1% APR | |
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Standard variable rate mortgages | |||||
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| 5.19% variable for full term of mortgage (up to 75% LTV) | £0 | 5.19% variable for full term | Not applicable | 5.30% APR | |
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| Cashback Legal Fees : Not applicable | |||||
Existing Customers | |||||
5 Year Discount mortgages | |||||
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| 1.25% discount for 5 years (up to 90% LTV) | £0 | 3.94% variable | Standard variable rate, currently 5.19% | 4.9% APR | |
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Buy to Let mortgages | |||||
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| 0.5% discount for 3 years (up to 75% LTV) | £199 | 4.69% variable | Standard variable rate currently 5.19% | 5.20% APR | |
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| 0.5% discount for 5-years (up to 75% LTV) | £199 | 4.69% variable | Standard variable rate currently 5.19% | 5.10% APR | |
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2-year Fixed Rate | |||||
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| 2-year Fixed Rate (up to 90% LTV) | £0 | 3.75% fixed for 2 years until 30 April 2012 | Standard variable rate, currently 5.19% | 5.1% APR | |
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3-year Fixed Rate | |||||
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| 3-year Fixed Rate (up to 90% LTV) | £0 | 4.25% Fixed until 30 April 2013 | Standard variable rate, currently 5.19% | 5.1% APR | |
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5-year Fixed Rate | |||||
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| 5-year Fixed Rate (up to 90% LTV) | £0 | 4.89% Fixed until 31 March 2015 | Standard variable rate, currently 5.19% | 5.2% APR | |
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| 5-year Fixed Rate (up to 90% LTV) | £0 | 4.99% Fixed until 30 April 2015 | Standard variable 5.19% | 5.2% APR | |
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Standard variable rate mortgages | |||||
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| 5.19% variable for full term of mortgage (up to 90% LTV) | £0 | 5.19% variable for full term | Not applicable | 5.30% APR | |
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| Cashback Legal Fees : Not applicable | |||||