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Legal notices

Applicable law

The services and products on this website are intended for use by residents of the United Kingdom only, and are not aimed at or intended for use by residents of any other jurisdiction. The terms and conditions of use of this website are governed by the laws of England and Wales and any dispute regarding this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Regulatory information

Leek United Building Society is authorised and regulated by the Financial Services Authority (registration number 100014).

Financial Services Compensation Scheme

Leek United Building Society is a member of the Financial Services Compensation Scheme ("FSCS").
The Scheme can pay compensation to customers if a regulated firm is unable to pay claims against it, usually if the firm stops trading or is insolvent. Compensation limits (from 1 January 2010) apply depending on the type of claim:

  • Payments are limited to the first £85,000 of an investor's total share and/or deposits in a building society.  The payment is calculated by reference to all the investor's protected shares with, and deposits in, the society. 
  • Investments - provision and mediation of investments - protection is 100% of the first £85,000 per person per firm
  • Home finance mediation: advising on or arranging house purchase finance - protection for 100% of £85,000
  • Long-term insurance (e.g. pensions and life assurance): 90% of the claim with no upper limit
  • Compulsory insurance (e.g. third party motor): protected in full
  • Non-compulsory insurance (e.g. home and general): 90% of the claim with no upper limit
  • General insurance advice and arranging:  90% of the claim with no upper limit.

Exclusions:

As a customer of Leek United Building Society your account(s) with us are covered by the FSCS up to the maximum of £85,000 per person, unless you are:

  • A large company
  • A large partnership
  • A large mutual association
  • A local, provincial or municipal authority
  • A credit institution
  • An overseas financial services institution
  • An operator or trustee of a collective investment scheme
  • A pension and retirement fund or a trustee of such a fund
  • A supranational institution
  • A government, or central administrative authority
  • A firm within the Leek United Building Society group
  • A person whose claim arises from the transactions relating to a conviction they have received for money laundering.

Head Office

50 St. Edward Street
Leek, Staffordshire
ST13 5DL

Registered in England.  Registration number 323B

Leek United Building Society is authorised and regulated by the Financial Services Authority Registered no. 100014
www.fsa.gov.uk

Leek United Building Society is a participant in the Financial Services Compensation Scheme (FSCS) established under the Financial Services and Markets Act 2000. To view our FSCS leaflet, please click here. For more information about the FSCS, please click here.

Leek United is a member of the following Associations and organisations:

Building Societies Association
www.bsa.org.uk 

Financial Ombudsman Service
www.financial-ombudsman.org.uk